The Social Security Administration requires that you have earned enough “work credits” in the past in order to be eligible to apply for Social Security Disability benefits What are work credits?When you work and pay Social Security taxes, you earn up to a maximum of four “credits” for each such year.
The amount of earnings it takes to earn a credit has changed since 1978. In the year 2016, you must earn $1,260 in covered earnings to get one Social Security or Medicare work credit and $5,040 to get the maximum four credits for the year.The number of work credits needed for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits.This is why, when you call a Social Security Disability attorney about filing for disability , they will probably ask you the following question:
“Have you worked on the books for at least five of the ten years before you became disabled?
If you worked LESS, you may not even be eligible to apply for Social Security Disability Benefits (SSDB.)In addition, the more you worked and earned over your lifetime, the higher your monthly benefit amount will be!
Sunday, May 22, 2016
Wednesday, May 18, 2016
When can you claim workers compensation
If you have become ill or suffered an injury due to your employment, you can qualify for workers’ compensation in most cases. However, you will need to make sure you follow the rules for claiming workers compensation in NY. Otherwise, you could lose out on the benefits due as a result.
Workers comp is a form of insurance that most employers are required by law to carry. When workers need medical attention as a result of something that happened on the job, the insurance will pay the bills. If you miss more than a week of work, you can also receive a payment for the weeks of work you miss though it will be less than your normal wages.
There are a few things that must be handled as soon as the accident occurs, including seeking emergency medical treatment. You should notify your superior, providing details as to what happened. In addition to this verbal presentation, you will need to notify them with an official written letter.
You will also need to fill out a claim form available through the Workers’ Compensation Board. This claim form, C-3, can be filled out on paper and dropped off or mailed to them. There is also a web version of it that you can use if you have Adobe Reader 9 or better. Follow the instructions carefully regarding your browser and OS.
There is also a form that the doctor must fill out, the C-4. The board will review the information and determine if you qualify for benefits.
If you get hurt on the job or have an illness due to it, calling a professional law firm and consulting with an experienced attorney will help you understand the process and can help claim your workers compensation efficiently and correctly.
Thursday, May 12, 2016
SOCIAL SECURITY DISABILITY DENIALS: DOES EVERYONE GET DENIED THE FIRST TIME ?
Most people have heard the old adage that “ everyone gets denied at first” when applying for Government Disability—more correctly called Social Security Disability (SSD.)
This is not actually correct.
The actual nationwide denial rate is around 65% for the first application…meaning you have a 35% chance of winning the case by simply filing an application for benefits.
Obviously the odds are against you in the beginning.
The GOOD NEWS is that on appeal, the 65% goes the other way: 65% of cases that have been appealed then result in an award. (Nationwide average.)The bad news : Appeals take up to a year and a half to be heard!
(Interestingly, the fees that are payable to attorneys are based upon the retroactive number of months and the amount of retroactive payments that are recovered. The more retroactive money recovered, the closer the attorney can get to receiving the maximum fee which is usually $6000. This means many attorneys won’t even TAKE a case at the application stage because there won’t be enough retroactive money if they win right away!)
We have filed MANY applications for disabled clients that are accepted IMMEDIATELY without having to appeal and/or go in front of a SSD Judge!
Feel free to call us if you know someone who plans to file a Social Security Disability! You need an experienced and professional New York Social Security Disability Attorney on your side and we are here to help.
This is not actually correct.
The actual nationwide denial rate is around 65% for the first application…meaning you have a 35% chance of winning the case by simply filing an application for benefits.
Obviously the odds are against you in the beginning.
The GOOD NEWS is that on appeal, the 65% goes the other way: 65% of cases that have been appealed then result in an award. (Nationwide average.)The bad news : Appeals take up to a year and a half to be heard!
(Interestingly, the fees that are payable to attorneys are based upon the retroactive number of months and the amount of retroactive payments that are recovered. The more retroactive money recovered, the closer the attorney can get to receiving the maximum fee which is usually $6000. This means many attorneys won’t even TAKE a case at the application stage because there won’t be enough retroactive money if they win right away!)
We have filed MANY applications for disabled clients that are accepted IMMEDIATELY without having to appeal and/or go in front of a SSD Judge!
Feel free to call us if you know someone who plans to file a Social Security Disability! You need an experienced and professional New York Social Security Disability Attorney on your side and we are here to help.
Law Office of Daniel M. Morrin
400 Post Avenue; Suite 402
Westbury, NY 11590
“We Work for You When You Can’t Work”
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